Legal

Terms & Conditions

Last updated:

These terms govern your use of the PforProperty website at pforproperty.co.uk. By using the site you agree to these terms. If you do not agree, please do not use the site.

About this website

PforProperty provides free property-investment calculators, strategy guides and educational content for people interested in UK property. The site is operated by [insert your registered business / trading name].

Not financial, tax, legal or investment advice

Everything on this site is provided for general information and educational purposes only. It is not financial, tax, mortgage, legal or investment advice, and it does not take account of your personal circumstances. We are not authorised or regulated by the Financial Conduct Authority. You should always carry out your own due diligence and seek advice from a suitably qualified and regulated professional — such as an independent financial adviser, mortgage broker, solicitor or accountant — before making any property or financial decision.

Calculator estimates

Our calculators produce estimates based on the figures you enter and on general assumptions (for example, tax bands current at the time of writing). They may not reflect your exact circumstances, the latest rules, lender criteria or fees. Figures are for guidance only and must not be relied upon as a precise or guaranteed result. Always confirm numbers — including any Stamp Duty Land Tax — with HMRC, your lender, broker or solicitor before committing to a transaction.

No guarantees and risk warning

Property investment carries risk. The value of property can fall as well as rise, rental income is not guaranteed, and you may get back less than you invested. Past performance is not a reliable indicator of future results. We make no promise or guarantee of any particular return, profit, cashflow or outcome.

Intellectual property

The content, design, text, graphics and logo on this site are owned by or licensed to PforProperty and are protected by intellectual property laws. You may view and print pages for your own personal, non-commercial use. You may not copy, republish or exploit our content commercially without our written permission.

Acceptable use

You agree not to misuse the site, including by attempting to gain unauthorised access, introducing malicious code, scraping content at scale, or using it for any unlawful purpose.

Third-party links

The site may link to third-party websites and tools (for example, government pages or service providers). We are not responsible for the content, accuracy or practices of those sites; links are provided for convenience only.

Limitation of liability

To the fullest extent permitted by law, we will not be liable for any loss or damage (including lost profit, lost opportunity, or any indirect or consequential loss) arising from your use of, or reliance on, this site, its content or its calculators. Nothing in these terms excludes or limits our liability where it would be unlawful to do so (for example, for death or personal injury caused by negligence, or for fraud).

Availability

We aim to keep the site available but do not guarantee uninterrupted access, and we may change, suspend or withdraw any part of it without notice.

Privacy

Your use of the site is also governed by our Privacy Policy, which explains how we handle your personal data.

Governing law

These terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to these terms

We may update these terms from time to time. The "last updated" date above shows when they were last revised. Continued use of the site means you accept the current terms.

Contact

Questions about these terms? Email [email protected].

These terms are provided as a starting template and should be reviewed by a qualified solicitor and tailored to your business before you rely on them. Replace the bracketed placeholders with your registered business details.